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Britain’s massive pension bill: an unfair burden or uncomfortable necessity?

Posted by Trevor Lloyd-Jones 10 May 2012

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Despite being burdened by student debt and heavy mortgages, the younger generation is being asked to pay for the gold-plated pensions of many people retiring today.

It's a question for national debate, as a new report from the Intergenerational Foundation (IF) this week concl...

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Online bank transfers - how careful are you?

Posted by Melanie Tynan 9 May 2012

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A few months ago a colleague of mine accidentally sent £1,000 to the wrong account. The money was to pay for a holiday and he meant to send it to his partner. It was a couple of days later that he realised his mistake.

I sat in a taxi with him on a way to a meeting, listening as he...

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With variable rate rises, where are the best mortgage deals now?

Posted by Trevor Lloyd-Jones 2 May 2012

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Few economists are expecting any change in the Bank of England base rate in the near future. When rates do move next, they are likely to go up with consequences that could be damaging to the economy depending on the state of the recovery at that time.

Against this backdrop, it's a ...

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Court rulings fail to clear up retirement age uncertainty

Posted by Trevor Lloyd-Jones 30 April 2012

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Two test cases fought out in the UK's highest court last week were supposed to clarify the law on the default retirement age (formerly 65 for men and 60 for women) and how the law in practice will work, now that employers can't automatically retire someone.

There were two cases in...

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Is 2012 the year to get excited about pensions?

Posted by Trevor Lloyd-Jones 26 March 2012

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He has a tough task, but the Pensions Minister Steve Webb MP says this is a year when people need to get excited about pensions saving.

Speaking at the Pensions Management Institute's Spring Conference last week, he outlined his plans to "reinvigorate occupational pensions provisi...

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