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Is 2012 the year to get excited about pensions?

Written by Trevor Lloyd-Jones on 26 March 2012

He has a tough task, but the Pensions Minister Steve Webb says this is a year when people need to get excited about pensions saving. Speaking at the Pensions Management Institute's Spring Conference last week, he outlined his plans to "reinvigorate occupational pensions provision" during this year ...

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Queen's Diamond Jubilee Budget: How income and debts have changed since 1952

Written by Trevor Lloyd-Jones on 14 March 2012 Comments (2)

As the Chancellor prepares his Budget in the Queen's Diamond Jubilee year, it is interesting to look back and see how much has changed in the economy and our personal finances since 1952. We tend to think of the current economic problems as unique and pressing, when in fact Government debt was surp...

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Could solvency rules push pensions, insurance products over the edge?

Written by Trevor Lloyd-Jones on 7 March 2012

Individual pensioners and policyholders will ultimately bear the costs of Solvency II - the EU insurance industry directive set to come into force in January 2013 - but there are even fears that the additional costs could drive many products out of the market. At the Economist Intelligence Unit's I...

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Banks need to settle PPI claims and move on

Written by Trevor Lloyd-Jones on 6 March 2012

Mis-selling of Payment Protection Insurance (PPI) continues to damage consumer confidence across the spectrum of financial services. There is a growing sense that banks should pay up for the mistakes of the past, rather than prolong the harm to themselves and to the economy. The latest chapter in t...

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